Serrano Law Firm, LLC

Call and Speak to a Person, Not a Machine

Connecticut Personal Injury & Accident Lawyer Blog

860 236-9350  ▪  800 856-6400

690 Flatbush Avenue, West Hartford, CT 06110-1308

27 Holmes Avenue, Waterbury, CT  203 756-6100




Attorney John Serrano
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690 Flatbush Avenue West Hartford, CT  06110-1308

860 236-9350             800 856-6400  toll free     860 523-9101  fax

27 Holmes Avenue Downtown Waterbury 203 756-61000



Debt Relief

    I am a Connecticut bankruptcy attorney who helps people who owe too much money get a new start on life.  We want to help you get debt relief.

    Call us now for a free consultation at our Hartford or Waterbury office.

    From our 40 years combined experience helping clients with financial worries file personal bankruptcy, we know what it is like for you to feel overwhelmed with bills.   We are ready to guide you through filing bankruptcy.  By filing a Chapter 7 Bankruptcy or a Chapter 13 Bankruptcy, you will indeed feel relief when you put your debts behind you once and for all.  

    If you have fallen behind with mortgage payments, we can help you save your home.  We can help you stop foreclosure.

    Late charges and high interest rates have driven many people into overwhelming credit card debt.   Credit counseling and debt consolidation often cannot provide credit card debt relief  because the amount due is so high.

      The new bankruptcy law has made filing for bankruptcy more difficult and complicated.  We can provide you with the bankruptcy information that you will need to decide whether personal bankruptcy is the best way for you to get debt relief.

Mortgage Debt Relief

    If you are facing foreclosure, please call us immediately.  The longer you wait, the more difficult and expensive it will be for you to try and keep your home.

    As Connecticut bankruptcy lawyers,  we can cut through the red tape to help you save your home from foreclosure.  We know how frustrating it is for you to try and deal with the bank or their attorneys to get some time to get caught up.  It takes forever to get a person on the phone, they put you on hold, they say one thing but do something else, they keep sending you debt collection letters and bankruptcy court papers.  We know what to do to stop all that because we know the law.

     Helping people save their homes is one of the most satisfying aspects of our bankruptcy practice.  We listen to you.  We go over the details of filing bankruptcy with you.  We tell you straight out and in clear language what your bankruptcy options are.  We will explain to you why or why not  filing personal bankruptcy  may be the best way for  you to obtain mortgage debt relief.

The 2005 Bankruptcy Law

    You may have heard or read that because of the new bankruptcy laws you are now stuck with your debts.  That simply is not true.  The 2005 Bankruptcy Act may have made it more difficult to file bankruptcy.  However, most people who filed personal bankruptcy before the law changed and got debt relief would still have been able to do so under the new law.  People who cannot file a Chapter 7 Bankruptcy  under the new law usually can obtain debt relief by filing a Chapter 13 Bankruptcy.

     If you need to file bankruptcy in Connecticut, we will explain the bankruptcy laws to you and provide you with the bankruptcy information you need to obtain debt relief. 

District of Connecticut Bankruptcy Court

    If we help you file for bankruptcy, we will complete all the necessary bankruptcy forms and go to bankruptcy court with you.  We will help you gather the documents and other information necessary to file a Chapter 7 Bankruptcy or Chapter 13 Bankruptcy in Connecticut.

     From our   West Hartford and Waterbury area offices, we provide bankruptcy help throughout Connecticut  for  people who need to file bankruptcy  for debt relief.

    Please call to schedule an appointment to speak with us for free about bankruptcy.

    Then click the buttons on the right to read bankruptcy information written in clear English (not legalese).

    Make sure to read about Filing Bankruptcy where you will find out about:


What documents you will need.


What you will need to be do.


When you will need to do it.

    You can also have us review your situation by confidentially sending us information online.  (If you are facing foreclosure or a wage garnishment, call for immediate attention instead of using the online forms.)  Click below for the appropriate form:

    Single Person Bankruptcy. File Bankruptcy, Hartford Bankruptcy Lawyer, Waterbury Bankruptcy Lawyer

    Husband & Wife Bankruptcy. Husband and Wife Bankruptcy, Hartford Bankruptcy Lawyer, Waterbury Bankruptcy Lawyer

When You Need a Connecticut Bankruptcy Lawyer,

Rely on Us for Skill, Determination and Experience.


Find Out About:



Answers to Frequently Asked Questions about Bankruptcy.


About Chapter 7 Bankruptcy.


About Chapter 13 Bankruptcy.


The Differences Between Chapter 7 and Chapter 13.


About Stopping Foreclosure of Your Home.


The Information That Bankruptcy Law Requires You Be Told.


What You Need to do to File Bankruptcy.


What Bankruptcy and Foreclosure Terms Mean.


About the New Bankruptcy Law.


How Bankruptcy Affects Divorce.


What to Expect When You Go To the 341 Meeting of Creditors.



Hartford Bankruptcy Lawyer, Waterbury Bankruptcy Lawyer, CT Bankruptcy Lawyer, Debt Relief`


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CT Bankruptcy Courts

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Bankruptcy Court

Hartford Bankruptcy Court, Chapter 7, Chapter 13 Lawyer

Bloomfield, Bristol, East Hartford, Enfield, Farmington, Glastonbury, Hartford, Manchester, New Britain, Newington, Rockville, Simsbury, South Windsor, Southington, Vernon, West Hartford, Wethersfield, Willimantic, Windsor.

New Haven

Bankruptcy Court

New Haven Bankruptcy Court, Chapter 7, Chapter 13 Lawyer

Ansonia, Cheshire, East Haven, Groton, Hamden, Meriden, Middletown, Milford, Naugatuck, New Haven, New London, New Milford, North Haven, Norwich, Shelton, Southbury, Stratford, Torrington, Wallingford, Waterbury, Watertown, West Haven, Wolcott.


Bankruptcy Court

Bridgeport Bankruptcy Court, Chapter 7, Chapter 13 Lawyer

Bethel, Bridgeport, Brookfield, Danbury, Fairfield, Newtown, Norwalk, Ridgefield, Stamford, Trumbull.

Attorney John Serrano - Personal Injury, Social Security Disability, Divorce, Bankruptcy, Immigration, Workers Compensation.  Hartford, Waterbury

Please note that our law firm's website is designed to provide only general legal information.

This information is not intended to be legal advice for your individual situation.

Call us for personal injury, Social Security, divorce, bankruptcy, immigration, workers compensation and criminal cases.

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Attorney John Serrano

Debt Relief By Filing Bankruptcy

Congress has designated the Serrano Law Firm a debt relief agency.

We help people file for debt relief under the Bankruptcy Code.


Chapter 7

Chapter 13

Debt Relief

Personal Bankruptcy


Hartford Bankruptcy Attorney

Waterbury Bankruptcy Attorney

Spanish Spoken

Hablamos Espanol

CT Bankruptcy Abogados Hartford, Waterbury CT Bankruptcy Abogados Debt Relief